Your 9kko account connects directly to Nagad, Upay and Bank Transfer — the three payment routes we keep active for Bangladesh. Every deposit hits your wallet balance and every withdrawal goes back through the same route you used to fund it, so the path stays readable from start to finish.
Putting money into your 9kko account starts at the cashier desk inside your signed-in account area. We keep the deposit flow short — choose your route, confirm the amount, and the balance updates once the transfer clears on the payment side.
Open the cashier desk
Log in and navigate to the deposit section inside your account. The cashier page shows all active routes — Nagad, Upay and Bank Transfer — with the current minimum visible next to each.
Select your payment route
Tap Nagad, Upay or Bank Transfer. Each route shows the account details or wallet number to send to. Copy those details carefully before leaving the page.
Enter the amount and confirm
Type the amount you want to add, then complete the confirmation step on your wallet app or bank portal. Keep the transaction reference your wallet gives you.
Check your balance
Return to your 9kko account and open the balance section. Once the payment clears on the receiving side, the amount appears in your wallet. Match it against your wallet transaction history if needed.
MOVE MONEY OUT
Withdraw Funds Back to Your Wallet
Withdrawals from your 9kko account go back to the same wallet or bank account that funded your balance. Open the withdrawal section from your signed-in account menu and you will see the routes available to you based on how your account is set up.
Open the withdrawal page
From your signed-in account, go to the withdrawal section. Your available balance is shown at the top — only confirmed, cleared funds are available to withdraw.
Choose your payout route
Select Nagad, Upay or Bank Transfer. Enter the exact wallet number or account details that belong to you — mismatched details will cause the request to pause for review.
Enter the amount and submit
Type the withdrawal amount, staying within the range shown on screen. Submit the request and note the reference number your account displays.
Track the status
Open your transaction history to follow the withdrawal status. When the payout reaches your wallet or bank, you will see it reflected there and in your 9kko account history.
ACCOUNT VERIFICATION STEPS
Completing Your Account Check on 9kko
Your account area may show a verification section depending on where you are in your account journey. We only ask for what the system prompts — there is no standard document list we can print here because the fields shown depend on your account activity and the stage of the check. If a verification prompt appears, read each field label carefully and submit only what is asked.
Check your account area first
Log in and look for a verification prompt or notification banner. The account section will tell you whether a check is pending or already complete — there is no action needed if nothing is flagged.
Follow only the fields shown
Each field in the verification form has a label. Fill in what is asked, in the format shown. Do not add extra documents or information beyond what the form requests.
Wallet ownership confirmation
Some steps ask you to confirm the mobile wallet number linked to your account. This helps us match your Nagad or Upay transactions to the correct account balance.
Contact support if a step is unclear
If the verification screen shows an error or a step does not make sense, reach our support team through the published contact route inside your account rather than trying to guess the required input.
PAYMENT ROUTES AVAILABLE
Active Payment Methods on 9kko
We keep three payment routes active for Bangladesh accounts: Nagad for mobile wallet transfers that most members already use daily, Upay for those whose wallet of choice sits on that network, and Bank Transfer for members who prefer a direct bank-to-account record. Each route has its own minimum shown in the cashier desk at the time of deposit.
Nagad
Mobile wallet transfer via Nagad. Enter the receiving number shown in the cashier, send from your Nagad app, and keep the transaction ID.
Upay
Upay wallet route for members on that network. The deposit screen shows the destination details — confirm the amount inside your Upay app before submitting.
Bank Transfer
Direct bank-to-account route. Use the reference code shown on screen when making the transfer so incoming payments can be matched to your account correctly.
MATCHING WALLET TO ACCOUNT
Reading Your Transaction Records Clearly
Every deposit and withdrawal your account processes leaves two traces: one in your mobile wallet or bank statement and one in your 9kko account history. When these two records match, the transaction is straightforward to confirm. When they differ — for example, if a bank transfer came through with an incomplete reference — the account history status will show a pending or queued label while the payment is being paired manually.
Save your reference details
After every deposit or withdrawal, note the transaction ID your wallet or bank gives you. For Bank Transfer, this is the reference code shown on the 9kko cashier screen before you send.
Read the status labels
Your account history shows labels such as pending, processing or completed. A pending label means the payment has been received but not yet paired to your balance — this is normal for Bank Transfer routes.
Check account history for the match
Open the transaction history in your signed-in account and look for the matching entry by date and amount. The amount shown there should match what left your wallet, minus any fees your bank or wallet provider applies on their side.
Keep evidence for support queries
If a transaction stays pending beyond what seems reasonable, contact support with your wallet transaction ID, the date, the amount and the route used. That set of details lets the team locate the record without delay.
ACCOUNT SAFETY PRACTICES
How We Handle Your Account and Transactions
We handle account security through a combination of domain verification, wallet ownership confirmation and a published support route that gives you a direct line when something looks wrong. No payment or verification step on 9kko will ask you to share your wallet PIN or full bank password — if any page or message asks for that, it is not from us and you should report it immediately.
Domain check before you log in
Always verify you are on the correct 9kko address before entering account credentials. Bookmark the address on your first visit so you return to the right domain every time without retyping it.
Wallet ownership on file
The wallet number linked to your account should be one you own and actively use. Withdrawals go to that number; keeping it current in your account settings avoids delays when you request a payout.
No PIN or password sharing
We will never ask for your Nagad, Upay or bank login PIN through any message, form or chat. Any request for that information is not from 9kko — close the page and contact support directly.
Published support route
The support contact inside your signed-in account is the channel to use for any transaction or account concern. Using the published route means our team can locate your account record and respond with accurate information.
COMMON ACCOUNT QUESTIONS
Banking Questions We Hear Most Often
These are the questions that come up regularly from members managing deposits, withdrawals and account checks on 9kko. Each answer reflects how the system currently works — for anything not covered here, the support route inside your account is the right place to ask.
Which payment routes can I use to deposit into my 9kko account?
Nagad, Upay and Bank Transfer are the three active deposit routes for Bangladesh accounts. Each one is listed in the cashier section of your signed-in account with the current minimum shown next to it.
How do I withdraw from my 9kko balance back to my wallet?
Open the withdrawal section inside your account, select your route — Nagad, Upay or Bank Transfer — enter the exact destination details and the amount. Your account history will show the request status as it progresses.
Why is my deposit showing as pending in my account history?
Pending means the payment has arrived but not yet been paired to your balance. Bank Transfer deposits that carry incomplete reference codes may take longer to pair. Contact support with your wallet transaction ID if the status does not update.
What do I need to complete the account verification step?
Follow only the fields shown in the verification section of your account — we do not publish a fixed document list because the prompt depends on your account stage. If a step is unclear, reach support through the published route inside your account.
Is there a minimum deposit amount for Nagad or Upay?
The current minimum for each route is shown in the cashier desk at the time you deposit. That figure is the one that applies to your account — check it before entering an amount rather than relying on any number published elsewhere.
What should I do if a transaction I made does not appear in my account?
Note the transaction ID from your wallet or bank, the date, the amount and the route used, then contact support through the published channel inside your account. That combination of details lets the team find and match the record quickly.